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Agricultural Lending Officer

Oak Valley Community Bank is seeking applicants for an Agricultural Lending Officer who will develop, examine, evaluate and authorize or recommend approval of client applications for agricultural loans, including: crop production lines of credit, crop development financing, dairy financing, agricultural real estate loans, receivables financing and equipment financing. Responsibilities include the following: Responsible for helping to achieve the bank's loan and deposit goals through ongoing business development. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation. Corresponds with or interviews applicants or creditors to resolve questions regarding application information. Approves loan within specified limits or refers loan to loan committee for approval. Ensures loan agreements are complete and accurate according to policy. Efficiently process new loan applications and renewals by navigating through Word, Excel, Tax Analysis, Moodys, E-Mail System, or any other computer program used to process loans. Analyzes potential loan markets to develop prospects for loans to increase or retain existing business relationships. Desired candidates will possess a Bachelor's degree (B.A) from four-year College or university; generally has five or more years related experience and/or training; or equivalent combination of education and experience.



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